Automobile Club of Southern California (ACSC) ratings and coverages

What discounts are available from Automobile Club of Southern California?

ACSC wants its customers to enjoy great coverage and service at a great value. This is why the company offers a variety of discounts. Discounts from the Automobile Club of Southern California are conditional and vary by policy and driver.

What are the available auto insurance discounts?

• Auto & Home: Drivers can save up to 15.7 percent on their auto policy and up to 20 percent on their homeowners policy when they combine them
• Auto & Condo: Policyholders can save up to 11.2 percent on their car insurance policy and up to 20 percent on their condo policy when they combine them
• Auto & Renters: You save up to 3.7 percent on your auto policy and up to 10 percent on your renters insurance policy when you bundle your auto and renters policies with ACSC
• Auto, Home, & Life: Save as much as 19.4 percent on your auto insurance policy and up to 20 percent on your homeowners insurance policy when you combine auto, home, and life insurance policies
• Multi-Vehicle: Customers save up to 27.3 percent on select coverage when insuring two or more vehicles with ACSC
• Select Professionals/Alumni Association: Certain customers employed in qualifying professions with a discount of up to 7.4 percent
• Loyalty: Save up to 5.6 percent with at least one year of continuous coverage
• Good Driver: Policyholders save up to 20 percent on all coverages for being a good driver
• Verified Mileage: You can save up to 19.1 percent with Automobile Club of Southern California for supplying current odometer readings when requested
• Student Away: Students insured by ACSC could save up to 46.7 percent on select coverages when their vehicle is more than 100 miles away from school
• Good Student: Students insured by Automobile Club of Southern California who maintain good grades could save up to 14.3 percent on their car insurance
• Driver Training: Save up to 4.7 percent on select coverages upon completion of an ACSC approved driver training course
• Car Club: Joining an Automobile Club of Southern California approved auto club could qualify policyholders for a 5 percent discount

Keep in mind, as a part of the AAA Club network, the Automobile Club of Southern California's focus is primarily on roadside driver assistance.

If you choose to shop for homeowners insurance through the Automobile Club of Southern California, you may qualify for some discounts on your policy.

What are the available home insurance discounts?

• Protective Device: Automobile Club of Southern California policyholders could save up to 9 percent for owning a vehicle with one or more approved and properly maintained devices, such as a fire alarm or home security system
• Mature Homeowner: Save up to 12 percent when at least one Automobile Club of Southern California customer is over 50 years old
• Age of Home: Save up to 37 percent on a homeowners policy based on the year a home was built
• Renovated Home: Policyholders can save up to 21 percent on their homeowners policy if their home has been re-piped or received an epoxy treatment
• Roof Type: Homes with select fire-resistant roofs could qualify for a discount of up to 13.5 percent
• Loyalty: Customers can save up to 10 percent on their home insurance policy if they have been continuously insured with AAA or an affiliate for at least one year

What are the available boat & watercraft insurance discounts?

• Longevity: Customers can save up to 10 percent depending on how long they have had continuous watercraft insurance through AAA
• Safety Course: Customers can receive a 10 percent discount for completing an approved safety course

What more should you know about the Auto Club of Southern California?

The Auto Club App is available to Automobile Club of Southern California customers for Android and iOS devices. On the app, customers can view ID and membership documents, access bill reminders, receive discounts, view traffic conditions, access live parking, and more.

With the Automobile Club of Southern California and AAA, customers have access to 24-hour roadside assistance. They offer towing, vehicle lockout, flat tires, dead battery, emergency fuel service, and minor mechanical first aid services. This roadside assistance also provides services for RVs and motorcycles.

Customers who are driving south of the border can access also Mexico Auto Insurance from Automobile Club of Southern California. So wherever you are, there are network connections. In some rural areas, emergency road service may take longer.