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Farmers Mutual Insurance of Nebraska: Ratings, Rates, Discounts & Coverages

Q: What coverages does Farmers Mutual of Nebraska offer?

Farmers Mutual of Nebraska offers coverages for ATV insurance, Boat insurance, Car insurance, Classic car insurance, Condo insurance, Dwelling Fire Insurance, Equipment Breakdown, Farm & Ranch Insurance, Farm Auto Insurance, Farm insurance, Golf cart insurance, Homeowners insurance, Identity Theft Insurance, Landlord insurance, Motorcycle insurance, Personal Valuables Insurance, Renters insurance, RV insurance, Snowmobile Insurance, Trailer Insurance, Umbrella insurance and Watercraft insurance.

Q: What states does Farmers Mutual of Nebraska do business in?

Farmers Mutual of Nebraska offers insurance in .

Farmers Mutual of Nebraska Always alongside you.

Farmers Mutual delivers dependable, affordable insurance coverage for your auto, farm, and home. What began as 22 Nebraska farmers coming together in 1891 to insure one another’s farms has since grown to become one of the most successful and well-respected mutual insurance companies in the Midwest. As the leading insurer of farms in Nebraska and South Dakota, our long history of success is a reflection of the trust and loyalty we’ve earned from policyholders and local, independent agents.

With our mission and core values founded on integrity and service, we believe in keeping insurance local and giving back to the communities we call “home.” As a mutual company, we’re owned by our policyholders and seek to manage our operations in a way that not only listens to their needs but is responsive to them as well.

Each of our coverage options are supported by prompt, personalized service and unmatched financial strength. Farmers Mutual protects you with fair, quality service in times of need, and with peace of mind during all the other times. Our promise is to be “Always alongside you.”

Does Farmers Mutual Insurance Co. offer any discounts?

Available auto insurance discounts:

Does Farmers Mutual Insurance of Nebraska offer coverage at a reasonable cost? Car insurance rates can vary based on a number of factors including the car you choose, your credit score, where you live, your driving history, and also the company you choose to get a policy from. In the graph below, you can see the average cost of Farmers Mutual of Nebraska car insurance for a single adult compared to the average cost of coverage in Nebraska.

The average Farmers Mutual Insurance of Nebraska car insurance rates for a single adult are slightly higher than the average cost of car insurance in Nebraska. Please note that these are average rates based on specific profiles and your rate could be higher or lower based on your unique characteristics that affect rates.

The average insurance rates may be impacted by factors such as having an accident or speeding ticket on record as well as poor credit.

How much does Farmers Mutual Insurance of Nebraska homeowners insurance cost?

How does the cost homeowners insurance from Farmers Mutual of Nebraska compare to the average cost in Nebraska? Some of the factors that affect homeowners insurance rates are the location of your home, your home’s condition and age, the size and type of home, the crime rate in your area, your claim history and your credit score. In the graph below, you can see the average cost of Farmers Mutual Insurance of Nebraska homeowners insurance compared to the average cost of homeowners insurance in Nebraska. The graph is split into two categories: a home worth $200,000 and a home worth $400,000.

The average Farmers Mutual Insurance of Nebraska homeowners insurance rates for both the $200K home and $400K home are lower than the average homeowners insurance cost in Nebraska. Please note that these are average homeowners insurance rates based on specific profiles and your rate could be higher or lower based on your unique characteristics that affect homeowners insurance rates.

Car insurance rates

The average Farmers Mutual Insurance of Nebraska car insurance rates are based on a single adult profile with a Farmers Mutual Insurance of Nebraska car insurance policy. The single adult rates are based on profiles for 35-year-old single adult drivers with no driving incidents in the past 3 years. The car used was a 2015 Toyota Highlander LE. Full coverage was used with 100/300/50 limits and a $500 collision and comprehensive deductible. The driver had a good credit score.

The Nebraska state average rates displayed in the graph are based on the average cost of car insurance from the largest companies in Nebraska and are based on the same single adult driver profile. All rates displayed should only be used for comparative purposes as individual rates will differ. Rate data is provided by Quadrant Information Services.

Homeowners insurance rates

The average Farmers Mutual Insurance of Nebraska homeowners insurance rates are based on two different home profiles with a Farmers Mutual Insurance of Nebraska homeowners insurance policy.

$200K home: These rates are based on a $200,000 dwelling with the following coverage limits: $100,000 personal property, $20,000 loss of use, $20,000 other structures, $300,000 liability and $5,000 medical. The policy has a $1,000 deductible. The house used for the profile was constructed in 2004 and the individual had a good credit score.
$400K home: These rates are based on a $400,000 dwelling with the following coverage limits: $200,000 personal property, $40,000 loss of use, $40,000 other structures, $300,000 liability and $5,000 medical. The policy has a $1,000 deductible. The house used for the profile was constructed in 2004 and the individual had a good credit score.

The Nebraska state average rates displayed in the graph are based on the average cost of homeowners insurance from the largest companies in Nebraska and are based on the same two home profiles. All rates displayed should only be used for comparative purposes as individual rates will differ. Rate data is provided by Quadrant Information Services.

What discounts does Farmers Mutual Insurance of Nebraska offer?

**Available auto insurance discounts:

Multi-Policy Discount: Policyholders may receive a discount if they have multiple policies, such as car and homeowners insurance.
Multi-Car Credit: Customers may be eligible for a discount if they insure two or more cars.
Secondary Vehicle: Additional private passenger vehicles on your policy may be eligible for a discount.
Passive Restraint: Cars equipped with airbags or other passive restraint systems may be eligible for a discount.
Driver Training: Drivers under 21 who complete a driver's education course may receive a discount.
Good Student: Upon proof of satisfactory academic performance, drivers under 25 maybe be eligible for a discount.

**Available homeowners insurance discounts:

Impact Resistant Roof Surface Discount: If the roofing material on your home has an impact rating of 3 or 4, you may be eligible for a discount.
New Home Discount: You may receive a discount if your home is less than 10 years old and insured for the full replacement cost.
Protective Device Discount: You may be eligible for a discount if you have protective devices installed like fire extinguishers, security alarms or deadbolt locks.
Increased Deductible Discount: You may receive a discount on your premium if you select a higher deductible.
Multi-Policy Discount: A person can receive a discount if they have multiple policies

What coverages does Farmers Mutual of Nebraska offer?

ATV insurance

Boat insurance

Classic car insurance

Condo insurance

Dwelling Fire Insurance

Equipment Breakdown

Farm & Ranch Insurance

Farm Auto Insurance

Farm insurance

Golf cart insurance

Identity Theft Insurance

Landlord insurance

Motorcycle insurance

Personal Valuables Insurance

RV insurance

Renters insurance

Snowmobile Insurance

Trailer Insurance

Umbrella insurance

Watercraft insurance

What more should you know about Farmers Mutual Insurance of Nebraska?

Farmers Mutual of Nebraska offers roadside assistance through Road America for its car insurance policyholders. Farmers Mutual of Nebraska customers can choose to add this service into their existing auto policy or can utilize the service for a low cost if it's not already included in their coverage.

On Farmers Mutual Insurance of Nebraska's website, you can learn more about the products Farmers Mutual of Nebraska offers, receive a quote, make claims, and find a local agent. You can also make claims over the phone.

What states does Farmers Mutual of Nebraska do business in?

Farmers Mutual of Nebraska sells car, homeowners, renters and motorcycle insurance in 3 states. See the state Farmers Mutual of Nebraska sells in below and click the link to see how Farmers Mutual of Nebraska compares to the other top companies in that state.

Nebraska

North Dakota

South Dakota

Farmers Mutual of Nebraska mission

What is the Farmers Mutual of Nebraska mission?

To provide security and peace of mind to our policyholders by delivering insurance products that are responsive to their needs and supported by exceptional service and financial strength.

To get personalized quotes, please contact the insurer directly.