State Auto Insurance: Compare Ratings, Coverage & Discounts in 2024

What discounts does State Auto Insurance offer?

• Multi-Policy Discount: Bundling your car insurance with your home, dwelling fire or umbrella policy could qualify you for a discount
• Accident Prevention Course: Driver’s over 21 years old who attended an accident prevention course within the past 36 months could qualify discount with State Auto
• State Auto Start Up Discount: Getting a State Auto quote for car insurance at least eight days before a new policy would go into effect could qualify customers for a discount
• Driver Training Discount: State Auto Insurance drivers under the age of 21 could receive a discount for attending a driving education course
• Anti-Theft Device Discount: If your vehicle is equipped with extra security, you could receive a State Auto Insurance discount
• Good Student Discount: Full-time students who maintain a “B” average or better could receive a discount on their car insurance
• Multi-Car Discount: Insuring two or more vehicles on the same State Auto policy could qualify customers for a discount
• Paid-in-Full Discount: Paying your entire State Auto Insurance policy up front could qualify you for a discount

We discovered that State Auto has higher car insurance rates than most competitors, however, they offer good quotes for teen drivers, 30% lower than its competitors. State auto insurance discounts are quite similar to what is offered by other insurance companies. It also provides discounts through State Auto Safety 360, its usage-based program.

Policyholders can download a tag device and mobile app that monitors and scores their driving behavior based on factors such as mileage, acceleration, braking, cornering and speed. If your performance is good, you will get higher discounts. An additional 10% discount will be awarded just for participating.

However, while the maximum discount that State Auto offers is 50% higher than most competitors, policyholders may be charged more due to poor driving performance.

More about State Auto Insurance

With State Auto Safety 360, policyholders are able to control what they pay for auto insurance based on their personal driving habits. All customers have to do is plug in a small telematics device, drive safely, check their driving score, improve their driving habits and earn discounts. A 10 percent discount will be applied just for joining the program and customers could earn up to a 50 percent discount based on how safely they drive.

To learn more about State Auto, find an insurance agent, file a claim, make a payment, find a repair shop, you can visit the State Auto website.