Universal Property & Casualty Insurance Company, based in Fort Lauderdale, Florida, offers homeowners insurance in addition to a variety of specialty coverages. Universal Property & Casualty Insurance works with a network of more than 7,000 independent agents and offers its insurance services in 14 different states. Policies can be managed online or through an app, though many quotes go through independent insurance agents.
How do customers rate Universal Property & Casualty Insurance Company?
are likely to renew their policy
are likely to renew their policy
are likely to renew their policy
How much does Universal Property & Casualty Insurance Company homeowners insurance cost?
Florida experiences more hurricanes per year than any other state in the United States. Because of that, Florida homeowners insurance can be expensive for those who call the Sunshine State home. Some of the other factors that affect homeowners insurance rates include your home's condition and age, the size and type of home, the crime rate in your area, your claim history, and your credit score. In the graph below, you can see the average cost of Universal Property & Casualty homeowners insurance compared to the average cost of homeowners insurance in Florida. The graph is split into two categories: a home worth $200,000 and a home worth $400,000.
The average Universal Property & Casualty homeowners insurance rates for both the $200K home and $400K home are lower than the average homeowners insurance cost in Florida. Please note that these are average homeowners insurance rates based on specific profiles and your rate could be higher or lower based on your unique characteristics that affect homeowners insurance rates.
What coverages does Universal Property & Casualty Insurance Company offer?
As an insurer, Universal Property and Casualty offers a wide range of Florida homeowners policies. They cover single family residences, condos, and renters policies. Some policies may exclude hurricane coverage. If this is the case and you live in a state at significant risk of hurricanes, always make sure to quote a separate hurricane policy as well. Here's a rundown of the insurance products that Universal Property offers.
What Coverage Options Does Universal Property and Casualty Offer for Homeowners?
Universal Property and Casualty offers the basic insurance coverage you'd expect in a homeowners or renters policy. They also offer many optional coverages you can add onto your homeowners insurance policies including:
- Personal Property Replacement Cost
- Limited Water and Sewer Back-up and Sump
- Discharge or Overflow
- Limited Animal Liability
- Utility Service Line
- Scheduled Jewelry or Other Personal Property
- Mechanical Breakdown
- Personal Injury
- Debris Removal
- Loss Assessment
- Higher Personal Liability limits
- Ordinance or Law
What Coverage Options Does UPC Insurance Offer for Condos?
Universal Property and Casualty offers customizable condo insurance policies with many optional coverages you can add to your policy. Optional coverages for condo insurance include:
- Personal Property Replacement Cost
- Limited Water and Sewer Back-up and Sump
- Discharge or Overflow
- Limited Animal Liability
- Scheduled Jewelry or Other Personal Property
- Unit rented to others
- Mechanical Breakdown
- Personal Injury
- Loss Assessment
- Higher Personal Liability limits
What Coverage Options Does UPC Insurance Offer for Renters?
Universal Property and Casualty offers many optional renters insurance coverages that you can add onto your renters insurance policy to make it fit your needs. The optional coverages include:
- Personal Property Replacement Cost
- Limited Animal Liability
- Scheduled Jewelry or Other Personal Property
- Personal Injury
- Higher Personal Liability limits
- Limited Water and Sewer Back-up and Sump
- Discharge or Overflow
Below is a list of the insurance products offered by Universal Property and Casualty.
What Else Should You Know about Universal Property & Casualty Insurance?
By visiting the Universal Property & Casualty Insurance website, you can learn more about the company's different coverage options and find an agent. Additionally, policyholders can make a payment, file a claim and more.
Whatever type of insurance coverage you need for your home, independent insurance agents are often the best tools you have to compare options.
What states does Universal Property & Casualty Insurance Company do business in?
Universal Property & Casualty Insurance Company sells homeowners and renters insurance in 17 states. See the state Universal Property & Casualty Insurance Company sells in below and click the link to see how Universal Property & Casualty Insurance Company compares to the other top companies in that state.
Alabama
Delaware
Florida
Georgia
Hawaii
Indiana
Maryland
Massachusetts
Michigan
Minnesota
New Hampshire
New Jersey
New York
North Carolina
Pennsylvania
South Carolina
Virginia
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